These days, Chase bank seems to be pumping out new credit cards faster than we can review them.  Together with United Airlines, the bank has released yet another airline co-branded credit card: the United Quest Card.  For frequent United Airlines flyers, this travel rewards card is rather enticing.  New cardholders have an opportunity to earn up to 100,000 miles, granted you spend at least $10,000 within the first 6 months.  It also comes with premium perks to help offset the hefty $250 annual price tag!  Here is our review of the new United Quest Card.

United Quest 

CURRENT WELCOME BONUS

80,000 miles after spending $5,000 during first 3 months; PLUS spend total of $10,000 within first 6 months and earn total 100,000 miles!!!

REWARDS

Earn 3x miles on United purchases; 2x miles on all travel, restaurants & select streaming services; 1x miles on everything else

APR

16.49%–23.49%

ANNUAL FEE

$250

FOREIGN TRANSACTION FEE

0%

RECOMMENDED CREDIT SCORE

670 – 850

The United Quest Card is best for …

Frequent jetsetters with good credit, who fly with United Airlines regularly.  Plus, if you live near a United hub, such as Chicago, you can benefit from the card even more as.  It’s not suited for those who prioritise airfare over airline.  Heavy spenders on travel will also get the most out of the card, such as the opportunity to capitilize on the sizeable bonus.  Travellers that normally check-in bags will also benefit by getting the first AND second checked bag FREE!!  This alone could potentially save up tp $300 in baggage fees.

The Welcome Bonus

The bonus for the Quest card is 2-tiered!  Spend at least $5,000 during the first 3 months of account opening, and you earn 80,000 bonus miles.  Plus, you’ll earn an additional 20,000 miles by spending at least $10,000 during the first 6 months.

United Quest Miles & Redemption

Cardholders start earning 3x miles for every $1 spent on United purchases, immediately after getting the $125 purchase credit.  Additionally, you earn 2x miles per $1 spent on all travel, restaurants & streaming services.  Travel includes not only things like airfare, hotels, cruises, but also rideshares, tolls, local transit etc.

Redeeming miles for airfare will get the best value.  United miles are very flexible; they can be used to not only book flights on United Airlines, but also on 25 other members of the Star Alliance partnership, per United MileagePlus.  Partner airlines include South African Airways, Singapore Airlines, Lufthansa, etc.

Beyond airfare, miles can also be used for hotel stays, cruises, Apple purchases, Broadway tickets etc.

Additional Perks

The Bottom Line

The United Quest card does come with a $250 annual fee.  However, if you are loyal to United Airlines, the potential value in benefits, including the massive bonus, can easily justify the fee.

On the other hand, if you are a casual traveler or don’t have a preferred airline, then consider a general travel credit card that prioritises rewards for everyday spending.  For instance, the Chase Sapphire Preferred, Amex Green, or the Capital One Venture Rewards cards are all good options without the high fees.